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  <url><loc>https://prop-folio.app/</loc><lastmod>2026-10-06</lastmod><changefreq>weekly</changefreq><priority>1.0</priority></url>
  <url><loc>https://prop-folio.app/help</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://prop-folio.app/contact</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://prop-folio.app/for-business</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://prop-folio.app/privacy</loc><lastmod>2026-08-02</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://prop-folio.app/terms</loc><lastmod>2026-08-02</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>

  <!-- Phase 1 SEO landing pages -->
  <url><loc>https://prop-folio.app/chicago-brrrr-underwriting.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/bronzeville-brrrr-deal.html</loc><lastmod>2026-07-31</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/chicago-brrrr-calculator.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/cook-county-flip-calculator.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/what-is-deal-score.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Phase 2 SEO landing pages -->
  <url><loc>https://prop-folio.app/chicago-str-ordinance.html</loc><lastmod>2026-07-31</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/dealcheck-vs-propfolio.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/biggerpockets-vs-propfolio.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/chicago-hard-money-dscr.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/south-shore-vs-englewood-brrrr.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/chicago-vintage-2-flat-rehab-budget.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/cap-rate-cash-on-cash-dscr-explained.html</loc><lastmod>2026-07-31</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/rehab-budget-underestimate.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/pro-annual-vs-monthly.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Phase 3 SEO landing pages -->
  <url><loc>https://prop-folio.app/chicago-2-4-unit-listing-60s.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/chicago-3-flat-house-hacking.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/chicago-brrrr-deals-analyzed.html</loc><lastmod>2026-07-23</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/rentcast-rent-estimate-accuracy.html</loc><lastmod>2026-10-15</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/fix-flip-loss-postmortem.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/what-one-credit-buys.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/milwaukee-brrrr-underwriting.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/indianapolis-4-unit-underwriting.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/str-vs-long-term-rental.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/rookie-real-estate-investor-mistakes.html</loc><lastmod>2026-07-31</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Wave SEO-1 (2026-07-22): Phase A landing pages -->
  <url><loc>https://prop-folio.app/stessa-vs-propfolio.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/what-is-brrrr.html</loc><lastmod>2026-07-24</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Wave SEO-2 (2026-07-22): Phase B landing pages -->
  <url><loc>https://prop-folio.app/what-is-house-hacking.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/what-is-a-good-cap-rate.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/rentometer-vs-propfolio.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/zillow-rent-estimate-vs-rentcast.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Wave SEO-3 (2026-07-22): Phase C landing pages -->
  <url><loc>https://prop-folio.app/what-is-dscr.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/fccr-vs-dscr.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/what-is-short-term-rental.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Wave SEO-4 (2026-07-22): Phase D landing pages -->
  <url><loc>https://prop-folio.app/how-to-analyze-a-rental-property-quickly.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/mashvisor-vs-propfolio.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/first-rental-property-guide.html</loc><lastmod>2026-07-22</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://prop-folio.app/for-real-estate-agents.html</loc><lastmod>2026-08-02</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Trust and legal pages. Added 2026-10-07: these existed on disk and
       were absent from the sitemap, so nothing pointed a crawler at them. -->
  <url><loc>https://prop-folio.app/dmca</loc><lastmod>2026-07-23</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>  <!-- DMCA policy -->
  <url><loc>https://prop-folio.app/security</loc><lastmod>2026-07-23</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>  <!-- Security policy and contact -->
  <url><loc>https://prop-folio.app/third-party-notices</loc><lastmod>2026-07-23</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>  <!-- Open-source licence notices -->
</urlset>
