Prop-Folio has one currency: credits. One credit does any one of three things — imports a property, runs a Short-Term Rental analysis for one unique unit layout, or scans a set of renovation photos.
Every paid plan includes monthly credits: 10 on House Hacker, 25 on Investor, 50 on Developer. The Free plan gets 3 credits at signup. Anyone, on any plan, can buy a credit pack.
If you're looking for AirTokens
They're gone, and nothing was taken away with them. AirTokens used to be a second currency that only bought Short-Term Rental analysis, which meant you could run out of one while holding plenty of the other — and you had to do arithmetic in two units to work out whether a plan was enough for you. Both currencies are now simply credits, and a Short-Term Rental analysis costs exactly what an AirToken used to cost: one credit per unique unit layout.
What a credit buys
Importing a property — 1 credit
That covers loading the property data — bed/bath, sqft, year built, rent comps, value estimate, tax assessment — into your portfolio. Once imported, that property stays in your portfolio for good. You can re-analyze it, switch strategies, and adjust every assumption without spending another credit.
A Short-Term Rental analysis — 1 credit per unique unit layout
"Unique layout," not "unit," and the difference is large on multifamily. An 8-unit building where every unit is a 1-bed/1-bath is one layout, so it costs 1 credit. A building with eight genuinely different layouts costs 8, because that is eight separate market lookups.
Entering your own nightly rate and occupancy by hand costs no credits — credits are only spent when we go and fetch live market data for you. Short-Term Rental itself needs a paid plan either way.
A renovation photo scan — 1 credit
Scans your photos of a property to help build the renovation scope.
What costs nothing, ever
These are free on every plan, including Free, and they are not metered:
- Saving properties — as many as you like, with no cap
- The Buy & Hold, BRRRR and Fix & Flip calculators
- Editing any assumption, as often as you want
- The live Deal Score and full metric breakdown
- The renovation planner
The rule behind it is simple: we meter what we pay a data provider for, and we don't meter anything else. Saving a property is a row in a database and costs us nothing, so it isn't rationed.
What needs a paid plan rather than a credit
Four things are unlocked by having a plan, not by having credits: Short-Term Rental analysis, the PDF report, comparable listings, and the Market tab. Buying a credit pack on the Free plan does not unlock them — and Short-Term Rental needs a plan even when you enter your own nightly rate by hand.
Monthly credits, and the build-up cap
- House Hacker — 10 a month, building up to 30
- Investor — 25 a month, building up to 75
- Developer — 50 a month, building up to 150
Each cap is three months of that plan's own allowance. Unused monthly credits roll forward until you reach it; at the cap, new monthly credits pause until you spend some down. Credits you buy sit outside the cap entirely, never expire, and stay in your account if you cancel.
When to buy a pack instead
- You're underwriting a batch of properties in one push and your monthly allowance won't cover it
- It's the end of the month, your allowance is gone, and one more deal has landed
- You're on Free, you've used your 3 signup credits, and you're not ready to take a plan
Packs: 3 for $4.99, 10 for $14.99, 25 for $34.99 (best value), 50 for $64.99.
How to view your balance
Open the Credits screen from the bottom tab bar. You'll see your credit balance and the pack options. Your balance also appears on the Account screen under your subscription card.
Related: Investor Annual vs Monthly · Short-Term Rental vs Long-Term: when each wins · Chicago Short-Term Rental ordinance